Business Funding Resources

Guides, tips, and plain-language answers to help you understand your options, prepare your business, and make confident funding decisions.

Latest Funding Guides

Practical guidance to help you prepare and apply with confidence.

Funding Basics

Why Business Funding Applications Get Denied

Denials are rarely about the idea. Learn the common issues behind them and how to address them before you apply.

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Comparisons

Revenue Based Advances vs. Lines of Credit

Flexible repayment or revolving access? See how each works and which one fits your cash flow.

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Credit

Using 0% Introductory Funding Wisely

Introductory periods can lower your borrowing costs. Learn how to use them without surprises when the rate resets.

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Funding Basics

Start here to understand how business funding works.

Types of Business Funding

A plain-language tour of loans, lines of credit, advances, and more.

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How Business Credit Works

What lenders look at, and how business and personal credit differ.

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Funding for Startups

Your options when your business is new and has limited history.

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Funding Readiness Checklist

What to gather and fix before you apply.

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Funding by Industry

Options and considerations for the way your industry earns and spends.

Restaurants

Funding options for seasonal sales, equipment, and new locations.

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Construction

Managing project costs, equipment, and slow-paying invoices.

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Retail & E-commerce

Financing inventory, ad spend, and growth through busy seasons.

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Professional Services

Working capital for payroll, tools, and growth in service businesses.

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Credit & Cash Flow

Build the habits and the profile lenders want to see.

Building Business Credit

Steps that help your business build a credit profile of its own.

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Managing Cash Flow

Practical ways to smooth the gaps between income and expenses.

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Avoiding Costly Funding Mistakes

Common pitfalls, from stacking applications to ignoring terms.

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Preparing for a Larger Raise

How to position your business for bigger funding goals.

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Funding Terms, Simplified

Quick definitions for the terms you will see most often.

Business Line of Credit

A revolving credit limit you can draw from as needed, paying interest only on what you borrow.

Term Loan

A lump sum repaid in fixed payments over a set period of time.

Revenue Based Advance

Funding repaid as a share of your business revenue, so payments flex with your sales.

Merchant Cash Advance

An advance repaid through a percentage of your daily or weekly card sales.

Introductory 0% APR

A promotional period with no interest, often on a business credit card, before the standard rate applies.

Personal Guarantee

A promise that you will personally repay the debt if the business cannot.

Not Sure Where to Start?

Talk with a Funding Advisor and we will build a plan around your business.

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This page is for general information only and is not financial, legal, or tax advice. Breakthrough Funding Group is not a lender.